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If you want to enable your customers to pay in your online store through multiple payment methods, and you directly to receive the money in your bank account, Cloudcart offers you the option to quickly and easily integrate a virtual POS (VPOS) from Paysera.


Paysera is an international system that would allow your store to accept online payments from customers via bank cards, payment initiation (PIS), bank transfer, Paysera users, QR code, and other international payment systems with minimal commissions.

More information can be found on the website https://www.paysera.com/. Information on service prices and transaction commissions can be found here https://www.paysera.com/v2/en-GB/fees.

Request for a virtual POS terminal

To integrate this payment method into your online store, you must first register as a merchant here: https://bank.paysera.com/en/registration. The registration steps require the opening of a free account and the implementation of a specific identification procedure. 


Please note that in order to receive a virtual terminal, you must have a valid domain, added SSL certificate, as well as have products uploaded to your site that meet the requirements of the bank.

We also advise you to install the GDPR application.

Settings

Once you have registered as a merchant, you can create your own payment integration project. Paysera will send you the Project ID and project password that you will need for technical integration with CloudCart.


1.Log into your admin panel, Settings > Payments. 

2.From the list of payment methods, select   Paysera > Configure.

3.In the Name of the service field you can put a text that suggests to your customers that by choosing this method they will be able to pay with their debit/credit cards, bank transfer, etc. Example: "Credit / debit card payment" 

4.  In the Logo field, you also have the option to upload another photo/logo. 

5. In the next Test Mode section, the Live Mode button must be disabled if you want to use Paysera in a test environment in which to simulate transactions and test the connection. As soon as you activate the button, you will start accepting payments via Paysera from all your customers who have chosen to use this payment method.

6.In the Settings section, enter the Project ID and Password, provided by Paysera, as well as the Website verify META.

The Website verify META code can be found in the account you have created on the Paysera site from the menu Projects and Activities > My projects. From the list of projects that opens, you can copy the code you need to paste in the appropriate field in your admin panel. 

7. In the next section Acceptance of payments based on the amount of the order, you can set a minimum and maximum order amount at which this payment method is active and visible to the customers when they choose this payment method. 

8. In the last section Discount when paying with Paysera you can give a discount (specific amount or percentage) to your customers to encourage them to use this payment method. 

Card payments reduce the risk of returning or cancelling the order, which is common when the customer chooses cash on delivery upon receipt of the goods. In addition, the possibility of damage to the goods during transport must be taken into account, especially if you are selling higher-value products. Therefore, we recommend that you encourage your customers with a small discount to choose card payments.

Payment Status

From the main menu in the Orders section, you can track the status of each transaction.


1. From the list of orders placed in your store, select the one whose payment status you want to track. From the View more button, you can also see the response of Paysera for the specific payment. 

2. If you have a canceled order and need to refund the amount paid by the customer, you can do so from your Paysera account.


Please note that if you edit / replace / add products that participate in already paid orders or change the applied discounts, this may lead to a discrepancy in the amounts. 


If necessary and problems arise, you could contact the Paysera team by sending an inquiry via the contact form https://www.paysera.com/v2/en-GB/contact-us, published on their website.